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These are some useful terms that can help you understand your insurance and coverage options

Co-pay
A fixed amount you pay for a covered health service, including prescription drugs
Coinsurance
The percentage of costs you pay for healthcare
Deductible
The amount you pay for healthcare before you health insurance starts to cover costs
Independent co-pay foundation
A non-profit organization that may assist with out-of-pocket medical costs for eligible patients
Medicaid
A state-run US government health plan for patients who qualify
Medicare
A US federal program that provides healthcare for people aged 65 years and older
Out-of-pocket costs
Costs for medical care not covered by insurance
Private/commercial insurance
Coverage you get through your work or by purchasing individually or through a healthcare exchange
Specialty pharmacy
A mail-order pharmacy that sells specialty drugs like Rubraca
VA/DoD
The United States Department of Veterans Affairs (VA) and the Department of Defense (DoD). They offer medical benefits to people who have served in US Armed Forces